
But just as I was finishing, I was shocked at my new idea of what we really NEED to do with our refund. I hope you're sitting down for this one because it's a shocker!
Wait for it ...
SEND AN EXTRA MORTGAGE PAYMENT
Okay so I hear you! WHY send in an extra mortgage payment instead of going on a fab vacay? It's simple, by just sending in 1 extra Mortgage Payment, which by the way goes directly to the principal,
- We'll be able to pay it off sooner ... at least 4 or more years early!
- It also greatly reduces the amount of interest we'll have to pay ... by the $10+ thousands (which is more than any tax return i'll be getting)! and it
- Builds up more equity in the house ... which increases our credit rating! and / or amount we get if we sell.

So now, with fingers crossed that we get a refund, I'm dreaming about all the fabulous things we can do with the $10+ thousands we'll be saving ... hmmm ... a Beach Vacation on a Private Island where we can sip on pina coladas all day, or having a "pamper me" day every week, or a week in Napa visiting all the fabulous wineries collecting wine for our new wine cellar ... WHAT?! A girl can dream! :)
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Let me know if I can help you or your family/friends with any Real Estate needs. Please know that I am never too busy for you or your referral & I would honor the chance to earn the business!
If there's a neighborhood that you'd like more information on in Rowlett, Rockwall, Garland, Mesquite, Fate, Royse City, Wylie, Sachse, or Murphy, simply Email me or go to my Website to request a personal Home Search. If you're thinking about Selling your home and would like to find out how much your home is worth in the current market, simply go to my Website to fill out the form.
Samantha Smith
REALTOR - d+b Real Estate
214-422-0729 Cell
972-852-9713 Fax
www.lakerayhubbardlife.com
www.Facebook.com/LakeRayHubbardLife